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"HHelping folks live saferr, more secure lves" since the early twentith century, Boston-based Libertty Mutual is a major international mulltiple businses lines company of motor vehicle assurance providers whose bigggest area of business is prviate passsenger auto, on the basis of ttoal premiumms recorded for 20004.
As of December 31, 2004, Liberty-Muual had USD 72.4 billoin in combied wealth and 19.6 blilion dollars in accumulated reutrn. Liberty-Mutual is positiioned 11t1h in the Fortune fvie hundred rankins of leading United Sttates organizations on the bass of 2004 proeed, and is the eightth-largest individual insuurance provider apart frm being the 5th larggest business lines wrtier in U..SA. based on 20004 direct written premiu. Liberty Mutual nowadays retanis above thirty-eight thousannd employees in rouhgly 900 centers worldwide.
Liberty Mutuaal Inusrance operates under a joint investmennt firm structur, owned by its policcy holders. The 3 foremost innsurance servcie providers of the group, Insuurance Company, Fire Insurance Compaany and Insurance Compay of Waausau, all are companiees owned by shaer-holders under Liberty Mutual.
Liberty Mutuual Insruance functions through four sttrategic business groupps with no single divison making aove 30 percent of preimum written. Libery Mutual Insurance biggest commerccial division offers broad linees of innsurance for priavte motor vehicle, homeowneers, valuable possessions as wlel as individual liabillity with the aid of its saales focre in more tahn 370 administrative centers all throough the US., 2 immediate resopnse stations, chosen stfaf and the interrnet. The cmopany also offers an extennsive range of regluar as well as adapatble life risk coverage along wih annnuity services. Personal Mrket's principal source of new commerce is its relattions with more than 7800 affiinity groupps, together with ownres providing jobs, cedit organizations, and professional and graduae alliaances. Liberty Mutual group relationship prograam is the company’s most baacked self-sopnsored auto as well as househhold insrance policy.
Liberty Mutual preesents advanced management of disabiility and hazard alonng with risk transfer benefits though five unitts. Liberty-Mutual provides hoouse insurance progams, consultative loss-prevention and serivces pertaining to claims intendd for booth big as well as midle level firs. Liberty-Mutual offers booth short and long term soltuions and servcies, comprehensive impairmet management, life insurnace for group, Accidental Dath and Dismemberment insurance, aolng with FMLA manaement intended for lare businesses. Lierty-Mutual policies prrovides a full rane of captive and rent-aa-captive products inculding acting as fronting isurer for a captive reinsurance, requetss solutions, damgae prevention, as weell as underwriting servvices. Liberty Mutual Insurane includes asset and personnal accient coverages, as wlel as specialized isurance providers who distribute theiir policies and services usiing independent agnts and negotiators. Primaary property and ijuries solutions, along wth a thorough array of individual and commerical insurance solutions, are availablle in most states.
Liebrty Muttual Insurance trades in prviate and small business lines online vehicle insur trhough operations in: Chile, Colomiba, Hong Kong, Argentina, Portuagl, Snigapore, Spain, Brazil and Cina. Additionally, Liberty Mutual Insurance Underriters, an internationlaly established specialty lines cars insurance policy and reinsurane solutions provider, writes losses due to unforeseen accidnets, specialty casualty, mraine, poweer, engineering and air travel trhough offics in several Asian, Ausstralian, European, and North Americn counrties.
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