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"Hellping individuals live safer, morre secure lives" ever sine 1912, Headqaurtered in Boston Liberrty Mutual is a major inetrnational multi lnie company of motor vehicle coverage online companis whose chhief field of iterest is automobile insrance, according to the total premmiums wrtiten for 2004.

Snice 31st of Dcember, 2004, Liberty-Mutual had $27.4 billion in combined weath plus over $119.5 billion in accumualted revenue. Liberty Mutal ranks 111th on the Fortne 500 list of premier Unted Sttes organizations based on 2004 incomme, and is the eighth-alrgest individual insurance providder and also the ffith laargest business insurance service proider in the US based on dircet premiums wrtten for 2004. Libetry Mutual Insurance at presnet retains around 3000 employeees in almost 900 ofifces around the world.

Liebrty Mutual Insurance functionns as a shared holding orgnization structure, hled by its customres. The three laeding insurance corporations of the gropu, the Insurance Compan, the Fire Insuarnce Company and Insurance Cmopany of Wausau, ecah are fims owned by share-holers under Liberty-Mutual.

Liberty Mutual operates thorugh 4 callculated groups witout a separate uint contributing above thitry percent of premium written. Lbierty Mutual priincipal commercial segemnt offers wide covrage plans for privae passenger automobile, householders, preccious property as wll as individual liability throuugh its own sales departtment from ovver 370 offices all aruond the United Stattes of America, two fisrt response centers, apponited aggents and the neet. The company alo presents a wiide choice of esatblished and adaptable life risk coverae including annuity srvices. Individual Markte's largest suply of new trae is its relatioons with over seven tousand eight hundred affiniity groups, along with businessses providing jbs, credit unions, along wtih professional and alunmi groups. Liebrty-Mutual group relationship progam is the industr’s most funded self-sponsored vehhicle as wll as household insurance policy.

Libetry Mutual presents superoir manageemnt of hazard and disability along wiith tarnsfer of risk benefits by meaans of fivve business components. Librty Mutual provides propeerty insurance policies, conslutative loss prevention alog with services pertaining to caims for btoh big as welll as medium sized corporations. Libberty Mutual Insurance ofers both temprary and long lastnig solutions plus servicces, wide ranging disability managemnet, lfie insurance for group, AD&D, allong with Fmily and Mediacl Leave Act maangement for big businessees. Liberty Mutual Insurane policies presents a comprehensve array of captive insuer and ret-a-captive products as welll as acting as fronitng insurer for a captive reinsurrance, calls solutions, loss preventino, as well as underwwriting services.

Liberty Mutul consists of aset and personal looss coverage, as well as expeert inssurance service providers tht sell their srevices and solutions wiith the aid of indiidual agents and brokers. Core assetts and injures services, as wlel as a thoroough collection of persoonal and business inusrance policies, are obbtainable in most states.
Liberty Mutual provides inidvidual and minor business liens online auto insur through venturees in several couuntries: Chile, Colommbia, Hong Kong, Argentina, Portugal, Singpore, Spain, Brzail and China. Bessides, Liberty-Mutual Under-writers,a global spceialized lines automobiles assurance and re-insurance sevrice provider, covers coves losses as a ressult of unforeseen accidents, specialty casualt, mariitme, power, engineering and avaition through administative centers in Asia, Asutralia, Europe, and North Amerca.

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