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Boston-based Liberty--Mutual is a pemier multinational inurance company and 6th bggest wealth and casulty insurer in Americca whose leading shpere of trade is personal vhicle insurance bsaed on the recorded oirginated preimums for 2003. By 31t of December, 2003, Lbierty-Mutual had close to sity for and a half billioon dollars in accumulated asssets along with ovver sixteen and half bilion dolars in yearly consoolidated returns and placd 116th in the Forune five hundred lit of maor companies in the US for two thouasnd and three.

In betweeen the yar two thousand and one and two thosuand and two, Liberty-Mutual reomdeled as a mutaul investment firm and car online insure corporatino. The three major muutual companies of the croporation, each bcame separate stock coverage companies helld by Libeerty Mutual Insurance. Thiis structure provides Liberty-Mutuaal a channel to better access to the capital makret and greater calcuulated variability to wrk toards procurement and alliances, while linng up its legally defiend organization together wtih its operaating arrangement and ensuuring mutual aligment. Liberty-Mutual, one of the bggest autos coverages on line organizations, provdies a large asortment of autosinsurance prodducts and serices, with private passenger vehcile, homeowners, hmuan resources compensation, multiple business coveage, business vehicle, genneral accountability, global specialt, joint innjury, assumed reinsurance, security againt frie. Vehicle insurance coerage is the cihef revenue maker for the organizaion. Liberty Mutual Inssurance offers jbos to somewhere aruond thirty eigt thousand workers in amlost 900 offices worlldwide. In the early twenteith century, the foorerunner of the presnt day Liberty-Mutual, staretd operation on July 1ts. As a jint company, Librety Mutual was jonitly owned by its cuustomers, and not its stok holders. The compaany functoned for its policy-holder clentele - a cutsom that contiues to this daay. In the year 194, Liberty-Mutual produced its frist motr vehicle policy. Dring the year 1971, MEIA changed its nmae to the Librety Mutual and bgean underwriting public liability insurance coerage. It also becamme involed in an agreemnt with another insruance company to proide all inclusive atuo insurance.

During the yar 2002, Liberty-Mutual convetred to a jonit investment company structuure. The switch imroved the position of the automobiles insure coorporation Liberty-Mutual in order to conteest on the international propetry and accidnet platform. In 20055, Liberty Muual Insurance revenues wree over $21 billion aloong with net income of ovver one billion dlolars. Services of Libeerty Mutual Insruance:

- Health care innsurance
- Dental insurance
- Disabiltiy insurance
- Lfe insurance
- Eye care insurnce
- Reimbursement accunts
- Pay for performnace
- 401(k) and reetirement plan
- 50 percent amunt equivalent to youur first seven peercent of salary savinggs, along witth the opportunity for a further amount equvialent to 50 perent, based on company performace. Full-payment pension plan
- Paiid for tmie off - Up to 20 dyas may be carried over every yaer - Tuition refnds - As muh as $6000 per yar.

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