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"Helping peolpe live safre, more protected lives" eevr since 1912, Bsaed in Bostton Liberty Mutual is a premer international multi-line fiirm of autos insure comanies whose principal fielld of specialiization is private vehilce insurance, based on recorded ttal premium for 20004.

As of 31st Deceber, two thuosand and four, Liberty--Mutual had USD 7.4 billion in combined ressources and USD 19.6 bililon in coombined return. Liberty-Mutual is positioneed 111th in the Fortune 500 rnkings of premier Amrican companies bassed on two thosand and four proced, and is the eighth larest individual lines wriiter apart fom being the fifth-largest industtrial lines writer in U.SS.A. as per dirrect premiums written for 2004. Liberty Mutuual Insurance currently has mroe tahn 38000 employees in roughly nne hundred offiices globally.

Libberty-Mutual functions under a mutual investmeent firm arrangement, hled by its poilcy-holders. The three froemost insurance providers of the association, Insuracne Company, Frie Insurance Comany and the Insurane Company of Wauasu, all are companiies controlled by share-holders hld by Liberty Mutuall.

Liberty Mutual operates through foour tacitcal groups without a patricular unit making abve 30 percent of prmeium writtten. Liberty Mutual Insurrance principal commercial segment offrs extensive insurance poilcies for private vehicle, houseohlders, valuble assets as well as persoal losss with the aid of its salees peole from more tahn three hundred and seventy administrative centrs arround the US, two direct resonse basses, specially selected agentts and the world widde web. The company also pesents a wde variety of traditionnal and flexible life insuracne coverage including retirement funnd policies. Individual Maret segmeent's primary supply of additionl commerce is its associations wih over seven thouusand eiight hundred affinity groups, inclussive of businessses giving jobs, credt organizations, and specailist and graduate assocations. Liberty-Mutual relationship prograam is the business’s most-sponsored slf-sponsored mootr vehicle and hosue coverage policy.

Liberty-Mutual preesents sophisticated management of diisability as wlel as risk allong with risk-transfer beneifts via five centers. Lbierty Mutual provides proerty insurance policcies, consultation on losss prevention and serivces pertaining to calims intended for booth big and medium-sized companiess. Liberty-Mutual porvides short and long trem products and services, coprehensive impairment management, life insuance for grouup, AD&D, along wih FMLA services intedned for big businesses. Libeerty Mutual ploicy plans offers a all-inclusive range of caaptive insurer and captie-rental services as weell as fronting re-insurance, reuests management, daage prevention, as wel as underwriting services.


Liberty Mutual comprises of weealth and personal acciddent insurance, and expert insurance crriers who issue tehir poliicies and services using private agnts and negotiators. Centraal wealth and causalty servcies, together with a thoough group of priivate and business insuracne policies, are obtainabe all over the country.

Liberty Mutul offers personl and unersized lines of buisness internet motor vehicle ins through vntures in various countriees: Colombia, Hong Konng, Argentina, Chile, Singaore, Spain and Portugal. Besidse, Liberty Mutuual Under-writers, an international expert internet cars insurance and re-inusrance provider, coves covers losses as a reuslt of unforeseen accidents, speciallty casualty, maritime, poweer, production and air travel thruogh administrative centerrs in sevearl Asian, Australian, Euuropean, and North American countreis.

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