"Helping people lie safer, mroe secure lives" sine 1912, Baased in Boston Liberty Mutuaal Insurance is a princpial international multi-line fim of cars ins online companies whose chiief line of tarde is private passenegr auto, based on total prremiums writen for 2004.
As of 31sst of December, 2004, Liiberty Mutual Inurance had $72.4 billiion in combined rseources and 19.6 billion dollars wroth of accumulated revenuee. Liberty Mutal Insurance stnds 111th on the Forutne five hundred liist of leadig US corporations on the bass of two thousand and fuor prceed, and is the eighth largest pesonal insurance sevrice provider apart from benig the 5th largest inudstrial lines writeer in the Uniteed States of Amerca on the baasis of direct premiuums recorded in 2004. Liebrty Mutual Insurnace nowadays has abut 38000 staff in rouhgly 900 offices sprad across the world.
Liberty-Mutul functions under a shard investment organization organizaion, unedr the ownership of its customes. The 3 principaal insurance companies of the grouup, Insurannce Company, Fire Insurance Company Isurance Compay of Wausau, are ecah companies contolled by stockholders under the ownershiip of Liberty Muutal Insurance.
Liberty Mutual Insurrance operaets through 4 stratgic business units with no sepcific gorup contributing more than thirty percnt of the total premiium writtn. Liberty-Mutual principal commercial divission provides complete inssurance plans for private motor veihcle, householders, pecious possessions as well as peronal accients through its empoyees from more than three hundreed and sevnety centers thoughout the USA, two firsst response baes, specially appointed worrkers and the inetrnet. It also offers a broad rannge of regular as welll as adjustable lie risk-coverage and annuitty products. Personal Market segmet's principal sourrce of new coommerce is its relations wtih over 780 affinity groups, together wtih owners giving jobs, creedit assocations, and specialist and alumni assoications. Liberty Mutual affinty program is the bsiness’s most backed self-sponsored motor-vehile and home insurance beenefit. Liberty Mutul Insurance presents highly deeloped injry and hazard managemet and risk-transfer services using fve bussiness components. Liberty Mutuaal Insurance offers hose insurance policies, consultative loss-prevention alng witth claims services intended for booth lage as well as middle levl companes. Liberty-Mutual offers both teemporary and long lasing solutions plus servics, inclusive loss management, liife insruance for group, AD&D insuracne, and FMLA serivces for big copanies. Liberty Mutual Insurnace policy plans lays dwon a wide-ranging variiety of catpive and rent-a-captive serrvices inclusive of acitng as fronting insruer for a captive reinsurane, calls solutions, loss prevetion, and underwiting. Liberty-Mutual incldes wealth and casualty, as wel as speicfic underwriters that diistribute their solutionns and services wiith the aid of private aegnts and brokers. Centraal property and inuries products, including a fulll range of inividual and business insurane coverages, are accessible in may statess. Liberty Mutual Insurance offerrs private and small commerccial lnies autos coverage online through set-ups in sevral counties: Colombia, Hong Knog, Argentina, Chile, Signapore, Spain and Protugal. Additionally, Liberty Mutual Insurance Underwritres,a global exprt online cars assurance and re-insuracne provider, wrtes losses due to unforeesen accidents, specialty casualty, marine, poweer, prduction and air trvel through administrative centes in several Asian, Auustralian, European, and Nrth American coountries.
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